Final expense insurance is a type of life insurance designed to cover funeral costs, medical bills, and other end-of-life expenses. It helps ensure that your loved ones aren’t burdened with financial responsibilities during a difficult time.

Final Expense insurance covers the costs associated with a person’s funeral, burial, medical bills, and other end-of-life expenses.

The amount of coverage depends on your financial goals, your family’s needs, and whether you're covering final expenses or looking to build wealth. We recommend speaking with a specialist who can guide you based on your personal situation.

It depends on your individual needs. If you’re looking to cover only end-of-life expenses, a final expense policy may be the best option. However, if you’re a Millennial or Gen X looking for a plan that grows with you, we offer flexible life insurance policies that can adjust as your financial goals evolve.

Final Expense insurance offers lower coverage amounts and is easier to qualify for, focusing specifically on end-of-life costs, whereas traditional life insurance provides broader financial support for beneficiaries.

Most final expense policies, such as whole life insurance, don’t expire as long as premiums are paid. These policies provide lifelong coverage, meaning you’re covered no matter how long you live.